Thursday, January 26, 2017

Residents in Jasper Fire Protection District should see insurance rates drop

(From the Jasper Fire Protection District)

An announcement for the property owners in the Jasper Fire Protection District

You supported us just over a year ago by voting in the district and now we are working to return the support. I am pleased to announce that after several years of hard work by our firefighters and the support of the community that our ISO rating will drop to a class 6. This is a large drop for our community which was classified for years as a class 8B/9. This new classification will take effect on February 1st, 2017. This should result in a savings on your insurance for both residential and commercial property.

This rating is evaluated over several years’ worth of departmental records by ISO (Insurance Services Organization) which rates fire department capabilities on several items such as:

firefighter training
number of personnel
amount of water carried on vehicles
pumping capacity
equipment carried on vehicles
equipment test records
our response to structure fires
automatic and mutual aid
city water supply
rural water supply
dispatching capabilities
type of buildings within the district

These are just a few of the things that figure into the rating. While some things cannot be controlled by the district, we have vastly improved on others which has made the difference. Also the continuing support of the Missouri Department of Conservation has helped make this possible.

The new rating is for residents within 5 miles of the fire station. Anyone outside the 5 miles will remain as is for now. The firefighters and board of directors are currently looking at ways to improve the rating for the rest of the district.

You may need to contact your insurance company after February 1st to have the new rating take effect.

With your continued support we could potentially be able to lower the rating more in the future.

J.R. Good, District Chief

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